If you don't meet this minimum repayment, you'll be charged a late payment fee. Annual bonus points: Annual bonus points are only available to new customers who apply for a Bankwest More Mastercard on or after 15 May 2017 and meet minimum spend requirements in any Year from Card Account opening. Bankwest will get in touch to advise you within 10 working days. If a credit card application has received conditional approval, your approval depends upon you providing verification of your details, usually payslips or personal identification. Any advice given does not take into account your objectives, financial situation or needs so please consider whether it is appropriate for you.
Rate Detective aims is to save its customers money, time and effort through its innovative rate comparison website designed specifically to cater the needs of the Australia market. You must pay the closing balance, including any cash advances and balances, to qualify for interest-free days. Also, please check how the 0% interest-free on purchases works. Annual fee is waived for the first year for new Bankwest Breeze Mastercard customers and will be payable in subsequent years on the anniversary date of card opening. Important information Bankwest Lite Direct Account is no longer available for new applications. For deposit and payment products, please ensure you read and consider the which you agree to be provided through this link before making any decision about the product s.
We encourage you to use the tools and information we provide to compare your options and find the best option for you. Use this guide to compare Bankwest credit cards and offers based on the features and fees. Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. You can also use your card details to pay bills and shop over the Internet and over the phone. Most credit card issuers would require their applicants to be Australian resident or citizen with a valid physical address in Australia. This card comes with a low ongoing purchase rate of 8. Bankwest credit cards offer something for both big spenders and the cost-conscious, with competitive rates and fees, as well as reward and frequent flyer cards.
You may wish to contact the Bankwest Customer Service team directly to request a replacement card. However, the common feature is still the same - customers who cannot pay their balance in full at the end of the month are penalised heavily. Exclusions, limitations and points caps apply. We can also provide you with general advice and factual information on about a range of other products, services and providers. There is a range of credit card options, which can be obtained from BankWest a full service bank in Perth, Western Australia. Pay this account off in full when your statement is issued, and you can you use the card for interest-free purchases during the month.
What if I was picking up tonight's concert tickets at the venue, dinner and the taxi home? In addition to the low ongoing purchase rate, the account offers complimentary international travel insurance, but does not waive international transaction fees, like the Bankwest Breeze Platinum Mastercard. If you decide to apply for a product you will be dealing directly with that provider and not with Mozo. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. Offered to new Bankwest Breeze Mastercard customers, an introductory rate of 0% p. Consider whether this advice is right for you. World Mastercard Program terms and conditions apply.
See our for further details. The Bankwest Breeze Gold Mastercard provides an introductory interest rate of 2. If we think its bad now, wait until the dust from the current inter-bank lending crisis settles, and the banks start looking for ways to claw back their losses incurred from poor governance and lax controls over the past 5 years. Please note that you will be charged for any lounge visits which are not part of the LoungeKey program. Two years ago whilst at Uni I had a 'Bankwest Mastercard Lite' - which I never made any purchases on. I also have a CitiBank Gold fee-free for life, which may undergo some changes too if Qantas gets its way. It's interesting to note that this looks to be by far the best redemption option, and hence, the example they use.
The email with the application confirmation also has your application reference number. The entire balance in this account earns variable interest that currently stands at p. If you want to avoid interest and take advantage of interest-free days on future purchases, you'll need to pay your balance in full. Cheers, Jonathan Hi Stuart, thanks for your inquiry! This allows you to save money on interest charges and pay down your debt faster during the introductory period. How do I apply for the Bankwest Lite Direct Account? You must be a permanent Australian resident to apply for Bankwest credit cards, so Bankwest is not a suitable choice for temporary residents.
There is no such thing as a 'one- size-fits-all' financial product. After the introductory period, the interest rate on any outstanding transferred balance will revert to the standard balance transfer rate of 12. By providing you with the ability to apply for a credit card or loan we are not guaranteeing that your application will be approved. More Rewards points: More Rewards points are earned in accordance with and subject to the. I pay for my Westpac Ansett card because it was good value, and I pay for my AmEx because I think it is good value, to me. Please refer to the LoungeKey Terms and Conditions of Use before you make your first lounge visit. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.
Some credit card providers offer a 0% p. The card has a low annual fee, comparatively longer interest free period, and global acceptance at more than 21 million locations. Before acting on any information or advice on this website, you should consider the appropriateness of it and any relevant product having regard to your circumstances and, if a current offer document is available, read the offer document before acquiring products named on this website. Within its reward card options, customers can choose between rewards points and Qantas Points. Bankwest is a division of Commonwealth Bank of Australia, which is the product issuer unless otherwise stated.